Overview

PAUSE

OPEN WEEKEND SATURDAY 2ND NOVEMBER AND SUNDAY 3RD NOVEMBER – 11AM TO 3PM

Price of £122,500 FOR 50% (by way of example)

A perfect starter family home. Offered at a maximum of 80% shared ownership. A three bedroomed semi detached house with good sized rear garden set on a newly built cul de sac in the ever popular village of Staveley. Occupancy restrictions apply.

Property Details

Description: Phase 2 Crookfield is the second stage of this popular development in Staveley. Built by Russell Armer Homes on behalf of Castles & Coasts. Phase 1 comprised of 18 houses built for rent in the local market in 2015 and it has become a popular community. Phase 2 consists of 13 homes, including 4 properties for rent through Castles & Coasts, 2 shared ownership properties, 4 rent to buy properties and 3 outright sales. Each house has the benefit of a new build guarantee to give peace of mind to the new owner. All properties are subject to occupancy restriction and other eligibility criteria and will create a fantastic place to live.

Shared Ownership is for those who cannot afford the mortgage on 100% of a home and offers the chance to buy a share in a home (between 25% and 75% of the home’s value) and pay rent on the remaining share (calculated at 2.75% of the unsold equity). Later on, the shared owner can buy bigger shares when they can afford to do so, this is a process referred to as ‘staircasing’ the exact terms of which are included in the lease. For the shared ownership properties, where an applicant does not intend to raise a mortgage to make the purchase, they must be able to demonstrate that they have the means to afford and sustain home ownership in the longer term.
The provider then grants a leasehold interest to the shared owner. The shared owner occupies the entire dwelling, and pays a rent to the provider for the share of the property still owned by the provider.
You could buy a home through Help to Buy: Shared Ownership in England if:
– your household earns £80,000 a year or less.
Source: Capital Funding Guide & Help to Buy Website Sept 2019
– you are a first-time buyer, you used to own a home but can’t afford to buy one now or are an existing shared owner looking to move.
Shared Ownership properties are always Leasehold. The shared owner is responsible for all repairs to their home even if they purchase a minimum share.
Only military personnel will be given priority over other groups through government funded shared ownership schemes.
The shared owner’s initial share of the property must be a minimum of 25% and a maximum of 75% at Crookfield, the maximum limit of staircasing is set at 80%.

The shared owner raises the funds to purchase their share in the normal manner. For example through some savings, possibly some family assistance, but primarily by taking out a mortgage from a bank or building society. Note it is not an absolute requirement that a purchaser must fund the acquisition with a mortgage, but it is the usual route to purchase.

Offering good sized living room, breakfast kitchen with separate WC on the ground floor and 3 bedrooms and bathroom on the first. Outside is a small garden to the front, fenced rear garden and parking at the side for 2 cars.

The property has gas fired central heating and uPVC double glazed windows.

Location: Within the village of Staveley, a thriving community of the edge on the Lake District National Park. On entering Staveley from Windermere turn off the A591 on to Danes Road just after the hamlet of Ings. Continue into the village, bearing right onto the Crook Road passing the railway station and under the railway line, take the next left after Seedfield onto Crookfield bearing right within the development and phase 2 which consists of 13 houses is at the end of the cul de sac.

Accommodation (with approximate measurements):

Covered Porch Finished with a stone face.

Entrance Hall

Living Room 14′ 2" x 13′ 5" (4.32m x 4.09m) A bright living space with fell views, equipped with electrical sockets and television points.

Dining Kitchen 16′ 9" x 13′ 8" (5.11m x 4.17m) Fitted with wall and base units, electric oven, hob and extractor fan and inset sink unit. Ideal logic gas central heating combi boiler.

WC With part tiled walls and wash basin.

Staircase leads to first floor:

Bedroom 1 13′ 8" x 9′ 5" (4.17m x 2.87m) Overlooking rear garden and field beyond.

Bedroom 2 14′ 2" x 9′ 5" (4.32m x 2.87m) With view over feature grass mound and Kentmere beyond.

Bedroom 3 8′ 3" x 8′ 2" (2.51m x 2.49m) With view over feature grass mound.

Bathroom 3 piece white suite comprising WC, bath and wash basin. The bathroom is finished with part tiled walls and fitted with an extractor fan.

Airing Cupboard

Access to roof space

Outside: Small garden to the rear of the property and parking for two cars.

Services: Gas fired central heating, mains water, drainage, gas and electricity.

Tenure: Leasehold with a service charge payable of £54.03pcm.

Viewings: Strictly by appointment with Hackney & Leigh Windermere Sales Office. Please note this is still an active building site with completion due late November 2019. We therefore respectively ask that any interested parties contact our office to book a viewing and do not attempt to access the site unaccompanied. No viewings are allowed before the open weekend on the 2nd and 3rd of November between 11am and 3pm.

Floor Plan

Floorplan 24 Crookfield (Plot 5), Crook Road, Staveley, Kendal, Cumbria, LA8 9QS

Location

Brochure

Contact the Windermere Sales Office or call on: 015394 44461
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