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An outstanding freehold investment opportunity from the former HSBC bank building comprising an open plan ground floor providing approximately 1,615 square feet of accommodation with a commercial E use class suitable for a variety of purposes together with four residential apartments within the existing upper floors and three new build apartments within the rear site.

The building is situated in a prime location fronting Main Street and adjacent to the river Cocker within Cockermouth town centre.

Planning consent is approved under reference FUL/2019/0183 for three apartments within the upper floors of the main building and four new build apartments within in the rear site.

Existing Ground Floor Accommodation
Former open plan banking hall providing approximately 1,615 square feet of accommodation.

Addtional Proposed Accommodation

Conversion Of Main Building Upper Floors

Apartment 1

First floor
Approximately 87 square metres
2 bedrooms

Apartment 2 First floor
Approximately 79 square metres
2 bedrooms

Apartment 3
Second floor
Approximately 109 square metres
2 bedrooms

Apartment 4
Three floors
Approximately 81 square metres
1 bedroom

New Build On Adjoining Rear Site:

Apartment 5
Level 1 and 2
Approximately 105 square metres
3 bedrooms

Apartment 6
Level 1 and 2
Approximately 83 square metres
2 bedrooms

Apartment 7
Level 3
Approximately 79 square metres
2 bedrooms

Services
Mains water, electricity, gas and drainage.

Planning Consent
Planning consent for the residential development was approved on 18 May 2020 under application reference FUL/2019/0183. A lawful start to the development has been formalised.

Tenure
Freehold with vacant possession.

Current Rateable Value
Ground floor £18,500
Upper floors £4,500.

Currently no rates are payable.

Viewing
By appointment with Hackney and Leigh’s Keswick office.

Directions
Entering into Cockermouth town centre from Crown Street proceed onto Main Street and the property is situated on the right beside the bridge over the river Cocker.

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Price
£595,000.

Anti-Money Laundering Regulations (AML)
Please note that when an offer is accepted on a property, we must follow government legislation and carry out identification checks on all buyers under the Anti-Money Laundering Regulations (AML). We use a specialist third-party company to carry out these checks at a charge of £42.67 (incl. VAT) per individual or £36.19 (incl. VAT) per individual, if more than one person is involved in the purchase (provided all individuals pay in one transaction). The charge is non-refundable, and you will be unable to proceed with the purchase of the property until these checks have been completed. In the event the property is being purchased in the name of a company, the charge will be £120 (incl. VAT).

Disclaimer
All permits to view and particulars are issued on the understanding that negotiations are conducted through the agency of Messrs. Hackney & Leigh Ltd. Properties for sale by private treaty are offered subject to contract. No responsibility can be accepted for any loss or expense incurred in viewing or in the event of a property being sold, let, or withdrawn. Please contact us to confirm availability prior to travel. These particulars have been prepared for the guidance of intending buyers. No guarantee of their accuracy is given, nor do they form part of a contract. *Broadband speeds estimated and checked by https://checker.ofcom.org.uk/en-gb/broadband-coverage on 17/04/2025.